Motilal Oswal Home Finance Limited

Motilal Oswal Home Finance Limited (MOHFL), part of the Motilal Oswal Group and incorporated in 2013, is a housing finance company built around expanding affordable home-loan access in India. Its mortgage products cover home purchase, construction, renovation, extension and loans against property, with a customer base weighted toward low- and middle-income segments. Registered with the RBI as a Housing Finance Company, MOHFL leans on responsible-lending practices, careful underwriting and technology-driven processes to keep the customer experience relatively smooth. Its retail loan book is spread across several states, supported by a fairly wide branch network and sourcing channels. With experienced leadership, sound risk management and a mixed funding base behind it, MOHFL has kept strengthening its market position while holding on to healthy asset quality — its digital-first, customer-focused approach positions it as a contributor to financial inclusion and India's push toward affordable housing.